How Can I Get Car Financing with a Bad Credit Score?

January 9th, 2019 by

Successful accountant working with financial data in the office

The finance team at Honda of the Avenues wants to help you answer the question, “Can I get a car loan with bad credit?” Of course you can! Our finance team is ready to help you get the loan you need, bad credit or not. Learn more about how you can get the process started and browse our new vehicle inventory in the meantime to find the right model for you.

How Can You Finance a Car with Bad Credit?

Get the process started by applying for financing online to get pre-approved. After this, our finance experts will work with you to help construct a payment plan that works for you and your budget. At Honda of the Avenues, we try to make this process simple and stress-free. Start the process with us today and get into the vehicle you’ve been wanting sooner.

What Steps Should I Take to Get a Car Loan with Bad Credit?

If you’re looking to take out a bad credit car loan or are looking to finance a car with no credit, you’ll want to make sure you have a few things in order first to make sure you know what you can handle financially. Try to do the following to make the process easier while keeping you within budget:

  • Determine your budget. Know how much you can afford to pay per month before starting the process.
  • Put down a larger downpayment if you can.
  • Try to clean up your credit before you apply. Address any negative issues and keep an eye out for errors.
  • Don’t select a new vehicle that’s outside your budget.
  • Explore options other than buying or leasing.
  • Ask questions!

Improve Your Credit Score

Making your payments on time, even if you’ve taken out a loan on bad credit, will help clean up your credit score over time. Later down the road, if you need a new vehicle or want to take out another car loan, you’ll have a better chance of having getting a good deal on interest rates for loans and credit cards.

Finance a Car with Bad Credit at Honda of the Avenues Today!

We can do more than just help you secure a bad credit car loan. At Honda of the Avenues you can also value your trade online to see what you can get for your current model. There are also new vehicle specials to help make the car-buying process more affordable. Learn more about buying vs. leasing, then browse our inventory and contact us to get the process started today! Shopping for a used vehicle? We can help you find out what is good mileage on a used car before you buy. We’re also happy to be your local guide to the surrounding area, including the recent unearthing of a shipwreck in Ponte Vedra.

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